Sam & Jesse · Your finances in Germany, in English

Who we are

We do this together.Your first meeting is with one of us. The advice itself we do as a team, so there are always two people who know your situation.

Sam MorgallaPartner · Financial planning

Sam has been advising clients since 2024 and runs the office in Reutlingen. Numbers, plans and the fine print are his thing.

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Jesse JoshuaPartner · Network & community

Jesse brings people together. He is often the first one you meet, at an event or out and about, and he keeps the network growing.

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Our vision

One big English-speaking community in Germany, where people and companies help each other.

Life in Germany runs on paperwork, contracts and decisions, almost all of it in German. Finding a doctor, a lawyer, a tradesperson or a business partner who speaks your language is mostly luck.

We want to replace luck with a network. You need something, you ask, and someone in it can help. Every person and every company that joins makes it more useful for everyone else. Our own part in it is finances.

Who belongs in it

DoctorsLawyersTax advisersTradespeopleFoundersCompaniesEmployeesStudentsFamiliesYou

How you can be part of it

Say “I’m in”Tell us who you are and what you do. That is all it takes to join.
Pass it onSend this card to one person or company that should be part of it.
Offer what you doYou work in English? Let the network know, so people can find you.
Show up, or speakCome to an event. Or bring your own topic and give a talk.

I’m in → Sam I’m in → Jesse

For you

One contact, the overview of everything.

You do not need to know who is responsible for what in Germany. You talk to us. The documents here are in German, so we go through them with you in English until every line makes sense.

Your finances

Building wealth
Retirement planning
Insurance
Mortgages
Personal loans
Business clients

Around your home and family

Electricity & gas
Solar system
Power of attorney
Living will

Everything else

Our network: we connect you with the right person

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Money crash course

1×At least once a month we give a live talk on the money topics that matter when you live in Germany. In English, in plain words.

You leave knowing how the system works and what to check in your own situation. And you meet other people from the network.

Topics we cover

How the German pension system works
Which insurance you need, and which you can skip
Investing while you live in Germany
Buying a home and getting a mortgage
Loans and your SCHUFA credit record

How to get a seatSend us a message and we will tell you the next date and save you a place. Online booking for the events is on its way.

Ask Sam Ask Jesse

New in Germany?

Whether you arrived last month or years ago: these are the questions we hear most. If one of them is yours, that is a good place to start.

Which insurance do I really need here?
What happens to my German pension if I leave again?
Can I buy a home in Germany, and what do banks want to see?
How do I invest my money while I live here?
I signed something I did not fully understand. Is it any good?

How it works

Say helloMessage one of us on WhatsApp or book a meeting online.
We talk, in EnglishWhere you stand, what you plan, what you already have.
You get a clear planWritten so you understand it. What happens next is your decision.

Book a meeting WhatsApp Jesse

For companies

Your company works in English. So do we.

An international team, English-speaking founders, or employees who are new to Germany: we look after the company side and your people.

What we do for your company

Business insurance
Company pension plans
Financing
Help for your employees
Money talks for your team, in English

Company to companyWe connect the companies in the network with each other. You are looking for an English-speaking supplier, service or client? We know who to ask. And everyone else in the network gets to know your company.

Book a meeting Add my company

Scan this card

Point a phone camera at the code. It opens this card, ready to read and to pass on.

Why trust us

“Financial adviser” is not a protected title in Germany. What is regulated is what someone is allowed to do, area by area. Our advice is licensed and supervised in all four areas.

§ 34fInvestmentsLicensed financial investment broker

§ 34iMortgagesLicensed mortgage credit intermediary

§ 34dInsurance & pensionsRegistered insurance intermediary

§ 34cPersonal loansLicensed loan broker

Supervisory authority: IHK Reutlingen. To be upfront: we work with the product partners of Deutsche Vermögensberatung as a tied agent, mainly Generali. The licences are registered to Samuel Morgalla; the numbers are in the legal notice. Check the public register →

What clients say

4.95

from 21 client reviews
100% would recommend

“The first financial adviser who does not just sell investments but also explains them extremely clearly. He comes to meetings very well prepared. He has earned my trust.”

All reviews come from the review system of Deutsche Vermögensberatung. Only clients who received an invitation from Sam can leave a review there. No further verification of individual reviews takes place. Notes (German) · See all 21 →

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Your finances in Germany. In English.